VIVIENNE MODEL UNIT
Typical Selling Price: Php4,380,000.00
House Type: Single Detached
Floor Area: 110 sq. m.
Lot Area: 140 sq. m.
Financing Available: IN-HOUSE and BANK Financing
Estimated House Turn-Over: 16 to 18 months from Reservation Date
INCOME REQUIREMENT = Gross Monthly Family Income of at least Php140,000.00
EXTERIOR HOUSE COLORS: Blue & Yellow*
(*assigned per block and lot number)
HOUSE FEATURES:
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5 Bedrooms
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3 Toilet & Bath
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Living area
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Dining area
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Kitchen
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Provision for two (2) car garage
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Laundry & service area
HOUSE FINISHES:
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Painted sandblast finish for exterior wall
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Decorative stone accent for exterior wall
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Painted plain cement finish for interior wall
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Tiled toilet & bath
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Tiled kitchen counter with stainless steel sink
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Aluminum frame sliding windows
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Concrete stairs with wood planks
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Wood handrail with steel decorative railing
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Ceramic tiles for ground floor
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PVC tiles for second floor
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Concrete roof tiles
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Provision for CATV, Telephone & Air-conditioning units
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SAMPLE COMPUTATION
OPTION 1: IN-HOUSE FINANCING
(Inner Lot = 140sqm LA; 110 sqm FA)
TOTAL INVESTMENT* = Php4,577,100.00
(*Total Contract Price - including Legal & Miscellaneous Fees)
Typical Selling Price: Php4,380,000.00
INITIAL INVESTMENT (20% Downpayment) = Php876,000.00
ADD: Legal & Misc. Fees = Php197,100.00
Total Downpayment = Php1,073,100.00
LESS: Reservation Fee = Php40,000.00
NET DOWNPAYMENT = Php1,033,100.00
Payable in 15 months @ 0% interest = Php68,873.33/month
Total Loanable Amount = Php3,504,000.00
YOUR MONTHLY INVESTMENT:
(Monthly Amortization including Insurance Fees)
5 YEARS @ 18% = Php90,577.27/month
10 YEARS @ 21% = Php71,654.76/month
* includes One year Advance Real Property Tax & Insurances, Advance Homeowners Dues
and Documentation/ Notarial Fees. Transfer of Title cost not included
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OPTION 2: BANK FINANCING
(Inner Lot = 140sqm LA; 110 sqm FA)
TOTAL INVESTMENT* = Php4,730,400.00
(*Total Contract Price - including Legal & Miscellaneous Fees)
Typical Selling Price: Php4,380,000.00
INITIAL INVESTMENT (20% Downpayment) = Php876,000.00
Less: Reservation Fee = Php40,000.00
NET DOWNPAYMENT = Php836,000.00
Payable in 15 months @ 0% interest = Php55,733.33/month
Loanable Amount = Php3,504,000.00
Add: Legal & Misc. Fees = Php350,400.00
Total Loanable Amount = Php3,584,400.00
YOUR MONTHLY INVESTMENT:
(Monthly Amortization including Insurance Fees)
5 years = Php84,576.19
10 years = Php53,739.45
15 years = Php44,336.60
20 years = Php40,211.66
INCOME REQUIREMENT (GROSS MONTHLY FAMILY INCOME):
5 years = Php281,920.64
10 years = Php179,131.50
15 years = Php147,788.67
20 years = Php134,038.86
*includes Transfer of Title
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FULL DOWNPAYMENT = 7.5% DISCOUNT
SAMPLE COMPUTATION FOR CASH PAYMENT
Typical Selling Price = Php4,380,000.00
Less: Reservation Fee = Php40,000.00
SELLING PRICE NET OF RESERVATION FEE = Php4,340,000.00
10% discount within 7 days from date of reservation = Php3,906,000.00
9.5% discount within 8 to 30 days from date of reservation = Php3,927,700.00
9% discount within 31 to 60 days from date of reservation = Php3,949,400.00
8.5% discount within 61 to 90 days from date of reservation = Php3,971,100.00
* Legal, Miscellaneous and Reservation Fees not included in the computation
of the discount
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OPTION FOR BALCONY – add Php150,000.00 (added to the selling price)
Balcony size: 12.5 sq. m.
FREE SITE VIEWING
TRISH LOPEZ
Website: www.homesandlandphils.com; www.affordmagkabahay.multiply.com
E-mail: [email protected]
Mobile: (+63)932-6959700
Landline: (+632)514-2745
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